Insurance Insights Blog
Expert advice, industry trends, and helpful guides to navigate your insurance journey
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Understanding Term Life Insurance: How It Works and How It Differs from Other Life Insurance Options
Learn what term life insurance is, how it differs from whole and universal life insurance, who should consider buying it, typical coverage amounts, available riders, and how certain policies may provide benefits in the event of a terminal illness.
How to Compare ACA Health Insurance Plans (Beginner Guide for Families & Small Businesses)
Picking an ACA health plan is less about the monthly premium and more about your likely total costs. This beginner guide walks you through the key terms (deductible, copay, coinsurance, out-of-pocket max, network) and shows how to estimate what you’ll pay for the care you actually use.
Major ACA Market Shake-Up: Insurers Exit Across Multiple States
A wave of insurer withdrawals—including CareSource in Indiana, Cigna nationwide, and Baylor Scott & White Health Plan in Texas—signals growing instability in the Affordable Care Act marketplace, with hundreds of thousands of Americans expected to change coverage by 2027.
Medicare Advantage vs. Medigap: Which Medicare Option Is Right for You?
Medicare Advantage and Medigap are two popular ways to enhance Original Medicare coverage, but they work very differently. Learn the key differences, benefits, and considerations to choose the option that best fits your healthcare needs and budget.
Baylor Scott & White Health Plan Leaving ACA Marketplace Plans at the End of 2026
Baylor Scott & White Health Plan will exit Medicaid and ACA marketplace plans in Texas in 2026, impacting more than 225,000 members and marking the first major ACA disruption for 2027.